Attention homeowners in Land O Lakes and Pasco County: Need an appraisal?

Here are the top reasons Florida homeowners need ATB Appraisals, Inc.:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to lower a mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of a property to settle an estate


	Own a house in or near Land O Lakes, Florida and need help determining the value of it? Contact ATB Appraisals, Inc..

At ATB Appraisals, Inc., we understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at ATB Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from ATB Appraisals, Inc. is your best weapon when contesting your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping customers just like you dismiss unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. ATB Appraisals, Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? ATB Appraisals, Inc. offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? ATB Appraisals, Inc. can help you with that. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.